NJ Real Estate 

Investments that

Outperform 401ks & IRAs

Did you know that New Jersey apartment properties with access to NYC deliver high returns, even in recessions? 

Peoples Capital Group MultiFamily Propety Investing

Seth Martinez + Aaron Fragnito, the owners of Peoples Capital Group in Berkeley Heights, NJ partner with qualified investors to buy the best properties in the New Jersey real estate market. Financial risk is shifted to PCG through a syndicated business model.


PCG secures the bank loan. They make the needed renovations, and keep the tenants comfortable. Investors sit back and receive a quarterly check in the mail with zero property management responsibilities. This is how passive income streams through real estate investing works. 

Our mission is to transform personal finances and quality of life. 

Peoples Capital Group Invest with IRA

People that invested with PCG wanted legal tax shelters, low risk, and predictable returns so they could fund important things in life. They had underperforming 401ks and IRAs and worried about another recession hindering financial goals. 

Who wants to live like that! PCG investors didn't, so they came to a real estate investing event and learned how wealthy people create passive cash-flow. Consider attending an event. Financial freedom feels good, and it's for everyone!  

Sign up for a free luncheon, dinner + networking, or Webinar.   

Is real estate investing + passive cash-flow for you? Probably!

Aaron Fragnito, host of PCG's Passive Cash-Flow podcast, wants everybody to learn, grow and prosper. You will hear investing gems and gain the confidence to transform your personal finances by tuning-in every Friday. 

Aaron doesn't sell real estate educational materials. He's seen too many people get burned by  "gurus" that made big claims. His podcasts are not monetized for profit. The goal is to help people see how they can succeed. 


When people listen to Aaron's podcasts, they get the feeling he's all about positive relationships and straight talk.  What you see is what you get!  All Podcasts Here. 

What are PCG investors raving about? Plenty. 

  • 100% passive investment opportunities in local real estate

  • Transparent management process

  • Quarterly balance sheet and profit & loss sent directly to investors

  • Quarterly net cash flow checks mailed directly to investors

  • 100% of tax filings for company

  • Exclusive off-market local investment opportunities every quarter

  • Investors do not have to personally guarantee the bank loan

  • Option to invest through investor’s IRA

  • Low minimum investment amount $30,000 or more

  • Ability to invest over $1M into local real estate quarterly

  • Quarterly public meetup at the office to educate investors

Do you qualify to invest in commercial real estate?  It's possible. 


Accredited Investor:
An individual with either a net worth of at least $1,000,000, excluding the value of one's primary residence, or annual income of at least $200,000 each year for the last two years (or a $300,000 combined income if married) and have the expectation to make the same amount this year.


Sophisticated Investor:
A sophisticated investor is a classification of investor indicating someone who has sufficient capital, experience and net worth to engage in more advanced types of investment opportunities.


Self Directed IRA Investor:
Most IRA's only allow approved stocks, bonds, mutual funds. A Self Directed IRA allows investments in Real Estate with the same Tax Benefits.